It’s fun to look at property listings and tour homes for sale. Just trying to find a home that fit your lifestyle, fits within your budget, and has the potential to be a good investment is already a challenge. But that’s just the beginning. There’s a lot more to purchasing a home, but don’t worry, we’re here to help.
Financing Your Purchase
Mortgage lending for real estate purchases continues to go through a lot of change, so it important for you to work with an experienced mortgage professional with the right loan products for you. Any unique conditions or credit concerns should be addressed before you write an offer so that you do not incur unnecessary costs or surprises.
Your Purchase Offer
The California Residential Purchase Agreement is a 10 page contract that describes all the terms and conditions of your purchase offer. A properly written contract clearly states the responsibilities of both parties. It can protect your rights and financial interests. You Realtor should have a clear understanding the legal aspects of your contract and make sure it protects your rights and interests.
When you find the perfect home at the right price, chances are, other buyers may find it right for them as well. Where is the balance between offering a high enough price and overbidding? This is where we can lend our experience and provide some helpful advice. We will offer you a non-emotional perspective on how to proceed, and what other terms and conditions can make a difference.
Deposits, Inspections and Disclosures
Once you are in contract, you have a short time to complete inspections on the property, review the reports, and obtain the seller’s disclosures and HOA documents where applicable. There’s a lot of information to digest and we are here to help. We personally attend your inspections and will discuss the findings with you. We will help you get information about the property so that you can make informed decisions when you purchase home so that can enjoy your new home, and with fewer surprises down the road.
Escrow, Title and Settlement
There is a lot of coordination needed to make sure your loan is funded, and everything is completed so that escrow can close on time and without surprises. We strive to stay on top of all the details and make sure everything is done on time, so that you can have a stress-free move into your new home.